Virgin Financial Service Application Management — Est. Sweden · MMXXVI
Terms · VFS Trust and Savings Co KB

On the use of this surface.

Effective 26 October 2026. These terms govern your use of virginfinancialservice.com (“the site”). By using the site you accept them. If you do not accept them, do not use the site.

Who we are

The site is operated by VFS Trust and Savings Co Kommanditbolag, a limited partnership registered in Sweden (reg. no. 969805-1092), doing business as Virgin Financial Service (“the firm,” “we,” “us”).

VFS Trust and Savings Co Kommanditbolag
Stockholm Brevboxar 648
116 74 Stockholm
Sweden
Clientservices@virginfinancialservice.com

Information only — no offer, no advice

The site is provided for general information. Nothing on it is an offer to sell, or a solicitation of an offer to buy, any security, partnership interest, or other financial instrument, and nothing on it is investment, legal, tax, or other professional advice. Any participation in a program is offered only by that program’s prospectus and related documents, only to persons to whom it may lawfully be offered, and only in jurisdictions where doing so is permitted. Past results, descriptions of programs, and any forward-looking statements are not a guarantee of future outcomes.

Qualified investors

Programs are intended for qualified, professional, or institutional investors as defined by the law that applies to you, and access is by introduction. When you request a prospectus you confirm that the attestation you give is true. We may decline any enquiry, request further information, or require identity verification before engaging with you.

The client portal

The “Sign in” link leads to a client portal operated on our behalf by a third-party provider. Use of the portal, including account opening and identity verification, is governed by the separate terms presented to you there.

Accuracy and availability

We take care to keep the site accurate, but its content may be incomplete or out of date and may change without notice. The site is provided “as is” and “as available.” We do not guarantee that it will be uninterrupted, error-free, or free of harmful components.

Acceptable use

You agree not to use the site unlawfully; not to submit false, misleading, or another person’s information; not to attempt to gain unauthorised access to the site, its systems, or the client portal; not to interfere with their operation or security measures; and not to scrape or harvest content by automated means.

Intellectual property

The site’s content, design, names, and marks are owned by or licensed to the firm. You may view and print pages for your own non-commercial reference. Any other reproduction, distribution, or use requires our prior written consent.

Third-party links and services

The site links to, and relies on, services operated by third parties. We are not responsible for their content, availability, or practices, and a link is not an endorsement.

Limitation of liability

To the fullest extent permitted by law, the firm is not liable for any loss or damage arising from your use of, or reliance on, the site, including indirect or consequential loss, loss of profit, or loss of data. Nothing in these terms limits or excludes liability that cannot be limited or excluded under applicable law, including liability for gross negligence or wilful misconduct, or any rights you have under mandatory consumer protection law.

Privacy

Our handling of personal information is described in the privacy policy, which forms part of these terms.

Changes to these terms

We may revise these terms at any time by publishing an updated version on this page, with a new effective date. Continued use of the site after that date constitutes acceptance of the revised terms.

Governing law and jurisdiction

These terms, and any dispute or claim arising out of or in connection with them or the site, are governed by the laws of Sweden, without regard to its conflict-of-law rules. Disputes shall be settled by the Swedish courts, with the Stockholm District Court (Stockholms tingsrätt) as the court of first instance. This does not deprive a consumer of the protection of mandatory provisions of the law of the country in which they are habitually resident.

Contact

Questions about these terms may be addressed to Clientservices@virginfinancialservice.com.