By composition.

The firm operates as the general partner to a portfolio of twenty limited-partnership financial programs. Each program is constituted under its own composition and operates within a defined remit — payment instruments, treasury instruments, tokenised securities, and adjacent categories.

The programs share a common architecture beneath: rails, settlement, and identity provisioned by a single management firm. They share a common posture: programs operate by introduction and disclose by prospectus.

Currently open

Two programs are presently open to enquiry. Each carries a prospectus available to qualified investors on request.

• ChangePay — a spending instrument for plural treasuries.
• Fitech — the institutional working substrate.

Eighteen further programs sit on The Register, admitted by composition. Each is disclosed in its own time.

How the firm operates

VFS Trust and Savings Co Kommanditbolag, a Swedish limited partnership, is the legal entity behind Virgin Financial Service. The firm holds the general-partner position with respect to each program; limited partners fund the programs and share in their results. The firm administers records, accounts, and disclosure correspondence on behalf of the register.

For a fuller description of an individual program, request its prospectus from the relevant entry on The Register.