An estate
in plural.

Frontispiece MMXXVI · No. I

Virgin Financial Service

We are the general partner to a portfolio of twenty limited-partnership financial programs — agnostic across holdings, currencies, and chains; quiet by composition.

On the register

Holdings agnostic — fiat, FX, equity, crypto.
Sub-account architecture for institutional treasuries.
Programs operate as limited partnerships under the GP.
Open by introduction; closed by composition.

The Register · Programs of the GP

XX programs · II open · XVIII by introduction

Program No. I Open · Q3 MMXXVI

ChangePay

A spending instrument for plural treasuries

One card; many denominations. Fiat, crypto, FX held side by side and spent without translation. Built for treasuries that already hold what isn't supposed to belong on a single rail.

One card · plural rails
Apple Pay · physical · API
Settlement next day, agnostic

Program No. II Open · Q4 MMXXVI

Fitech

The institutional working substrate

SWIFT-adjacent rails, BIC routing, encrypted P2P, sub-account architecture from institution down to vendor. Programs that need plumbing more than they need a brand sit here.

SWIFT/BIC · institutional
Sub-accounts · institution → vendor
Scheduled settlement · TTY auth

— and Eighteen further, by introduction —

III

VII

VIII

XII

XIII

XIV

XVI

XVII

XVIII

XIX

An estatein plural.

ChangePay

Fitech

An estate
in plural.